Blog

The White House BlogEddie Hobbs
15/10/2018

To Impeach a President, the Hard Road and Why You Cannot Rely Upon It

Peer beyond the smoke of bipartisan political theatre and there rests in Article One of the US Constitution powers to remove a President, put there by the founding fathers, sensitive…
President Trump is forcing a retreat into economic nationalism - Hobbs Financial BlogEconomicsEddie Hobbs
15/10/2018

Trump’s Great Retreat, the Road to War and Why Your Resistance Matters

The USA didn’t set out to become the dominant global super force - militarily, economically or institutionally - but it is. Pax Americana has shaped recent global history since US…
The Global Financial Crisis has left zombies amongst us BlogEconomicsEddie Hobbs
14/09/2018

How fat cats created a financial crisis Groundhog Day

It's 10 years this month since the Lehman Brothers supernova triggered the Global Financial Crisis (GFC). The big question is whether it's over and not simply part of an interconnected…
Hobbs Financial Services - Turkey is in the oven BlogEddie HobbsEuro Crash
14/08/2018

Turkey is in the oven

When much of your national debt and domestic corporate borrowing is in foreign currencies and an upward cycle in interest rates follows, you have a fighting chance to trade your…
7 golden rules for Euro Lotto winners - Hobbs Financial Practice BlogPersonal Finance
07/06/2018

7 golden rules for Euro Lotto winners

It could be you. Money doesn’t come with a set of instructions, especially sudden mega-windfalls like the Euro Lotto. The celebrations will be long-lasting and many a glass will be…
Social housing as an investment Blog
08/05/2018

Social housing as an investment

UPDATE: Momentum has been growing rapidly over the summer. This was inevitable given the pressure of Government targets, the availability of 20-year sovereign-backed leases and the hands-off nature of the…
2 Sino – US Trade War, Unintended Consequences Blog
10/04/2018

Sino – US Trade War, Unintended Consequences?

It ought not to come as a surprise to regular readers that the first Quarter of 2018 ended by defying its bullish start, perched atop a sea of reports from…
3 What to do as RABO’s Exit Leave Irish Depositors Marooned with Lower Grade Banks Blog
21/02/2018

What to do as RABO’s Exit Leave Irish Depositors Marooned with Lower Grade Banks

Rabo Direct just announced that it is exiting Ireland May 16th next, leaving Irish retail investors with a choice of banks with inferior credit rating www.rabodirect.ie The Dutch community owned bank…
4 Market Turbulence – Blowing off Froth or Opening of Something Bigger Blog
06/02/2018

Market Turbulence – Blowing off Froth or Opening of Something Bigger?

Regular readers won’t be surprised by current events. The surprise is how long it lasted before the euphoria about the global economy being in sync met the chilling reality that…
5 Against the Tide – Calling the Recovery Feb 2009 TV3AM Transcript BlogTV & Radio
06/02/2018

Against the Tide – Calling the Recovery Feb 2009 TV3AM Transcript

Click below link for PDF: Feb 2009 TV3AM Imminent US Recovery      
6 Reversion to Zero for Bitcoin Blog
24/01/2018

Reversion to Zero for Bitcoin?

“A company for carrying on an undertaking of great advantage, but nobody knows what it is” This was a British newspaper advertisement in 1720, the year of South Sea Bubble…
7 Eamon Dunphy interviews Eddie Hobbs on Big Themes; what’s to come and how to prepare nationally and personally BlogTV & Radio
22/01/2018

Eamon Dunphy interviews Eddie Hobbs on Big Themes; what’s to come and how to prepare nationally and personally

https://soundcloud.com/thestandwitheamondunphy/ep-120-eddie-hobbs   Hobbs Financial Practice is just a click away. If you’d like to talk to Eddie about future-proofing your balance sheet, how to re position financial assets like investments…
8 Glass Half Full -The Alternative View Blog
10/01/2018

Glass Half Full -The Alternative View

Especially if you’ve read The Pivot (exclusively available from www.jackandjill.ie) or any of our regular releases you’ll be familiar with the case that the unaddressed issue of excessive debt, fueled…
9 2006 RTÉ TV Three Part Series, 30 Things to do with Your SSIA BlogTV & Radio
09/01/2018

2006 RTÉ TV Three Part Series, 30 Things to do with Your SSIA

In the 2006 book Loot I’d identified the Irish market as in a bubble but also identified the US as vulnerable, advising readers to reduce debt to under 50% of property values,…
10 January 2018 – Has the Irrational Exuberance Phase Arrived Blog
07/01/2018

January 2018 – Has the Irrational Exuberance Phase Arrived?

January 2018 - Has the Irrational Exuberance Phase Arrived? Storm Eleanor is hammering at the window, announcing her arrival at the South West Atlantic coast, as I write an opening…
11 The Flash Recession Blog
29/11/2017

The Flash Recession

The Flash, a comic book superhero possessing super speed and extreme reflexes that appear to violate the laws of physics. The Flash Crash, not a superhero moment, a rapid, deep,…
12 Have Stocks and Property Reached a ‘Permanent High’ Again Blog
07/11/2017

Have Stocks and Property Reached a ‘Permanent High’ Again?

“Stocks have reached what looks like a permanently high plateau” – Irving Fisher, economist, three days before the Wall Street Crash, 1929” Unlike last year which was a game of…
13 Update on Australia Blog
03/11/2017

Update on Australia

Given the huge numbers of Irish who’ve chosen to emigrate to Australia, we continue our watch on its housing bubble, which has seen prices run up three times higher than…
14 Insider in Australia – A Timely Warning Blog
25/10/2017

Insider in Australia – A Timely Warning

Hot on the heels of our analysis of Damian’s email which was concerned about end stage euphoria in the Australian housing bubble, comes this eyebrow raising testimony from an Irish…
15 Australia Plays Chicken with Housing Juggernaut, by Eddie Hobbs Blog
24/10/2017

Australia Plays Chicken with Housing Juggernaut, by Eddie Hobbs

Damian emailed from Australia unsettled by the general torpor among his Australian buddies about the dangers of an Australian housing bubble collapse. He’s been living there for 20 years. Australia…
The Pivot Blog
18/10/2017

The Pivot

In November, the Jack & Jill Children’s Foundation will release The Pivot, which I wrote over the summer and finished last month. Exclusively available from Jack & Jill Children’s Foundation…
16 Why Public Sector Pay Negotiations ought to be Televised. Blog
10/05/2017

Why Public Sector Pay Negotiations ought to be Televised.

Finally, after decades of withering criticism about the skewed legacy of the Benchmarking process which copper fastened a remuneration gap as between private sector (PS) and Public Sector (PuS), the…
17 Entrepreneur Relief Game Changer Blog
19/04/2017

Entrepreneur Relief Game Changer

The introduction of Entrepreneur Relief, partially to defend against competition from the UK, is about to change the landscape for retirement planning for Ireland's SME owners, especially if, as expected,…
18 Lessons from my 2006 Warning Before the GFC Blog
24/02/2017

Lessons from my 2006 Warning Before the GFC

About 2004 I’d started to get concerned about the debt bubble in the USA and not just the one at home, so I started adding Gold to client portfolios when…
Man sitting checking his money Blog
07/02/2017

Irish Credit Unions – How do they reinvent, after loan demand collapse and crushed returns on fixed interest products?

    The day Newbridge Credit Union died in 2013 after a savage run on its savings, the sense of loss of a social keystone cut deep and as widely…
data protection day Blog
26/01/2017

DATA PROTECTION DAY – Consumer Rights to Data Privacy

Consumer Rights to Data Privacy, not a moment too soon. Close of play Friday. The weekend feeling had arrived. About to turn off her PC one of the staff at…
Euro lotto winner the golden dozen Blog
26/01/2017

Euro Lotto Winner –The Golden Dozen

Dear Euro Lotto Winner, There’s no template and very few knocking about, who’ve ever dealt with the outcomes of sudden mega-windfalls, money that has not been learned and earned, over…
23-The-End-Phase-of-the-Global-Financial-Crisis Blog
21/12/2016

The End Phase of the Global Financial Crisis Opens

2016 began with very heavy falls in equities meanwhile fixed interest Government bonds rallied even further driving more yields into negative territory, still investors piled in, guaranteed to lose money…
24-The-Dust-begins-to-Settle Blog
10/11/2016

The Dust Begins to Settle as the World Map is Redrawn

The early dust is settling on yesterday’s shock win for Trump, as evident by the predicted calming of markets. This short blog adds to ours of yesterday morning, as cool-headed…
25 Trump Clean Sweep Blog
09/11/2016

Trump Clean Sweep catches Ireland in double whammy Brexit & Trumpit

Trump leading a divided Republican Party has taken the US Presidency and with it a Republican Party that now controls both houses, Congress and Senate.  It is time for calm…
26-Does-restoration-economics-make-sense Blog
08/11/2016

Does ‘Restoration Economics’ make sense?

It’s a zero sum game chasing up a rising property market with demands for higher pay, where the most powerful and well organised squeeze the least powerful and disorganised in…
27-Eddie-Hobbs-Ireland-has-a-lopsided-Unequal Blog
25/10/2016

Eddie Hobbs: Ireland has lopsided, unequal, and socially unjust remuneration model

The only unknown is how much the largesse will be, but the least well-off in the most insecure jobs have always funded the higher pay and job security of those…
29-Why-Budget-2017-will-not-improve-bottom-lines Budget
07/10/2016

Why Budget 2017 will not improve bottom lines

The annual budget is an outsized largely, economically irrelevant, political theatre that has little meaning in people’s lives, e.g. a USC cut that adds a few hundred Euro doesn’t improve…
30-Central-bankers-as-fallible-now-as-they-were-in-Great-Depression Blog
12/07/2016

Central bankers as fallible now as they were in Great Depression

They may yet transpire to be the cause of the intermittent financial bubbles that have shaken the global economy since 2008, as they were in the late 1920s, says Eddie…
31-After-the-shock-when-money-talks1 Blog
07/07/2016

After the shock — when money talks

It would appear that a disenchantment with the failings of a recently established global economy was one of the reasons for a Brexit vote in the UK, but Britain will…
31-It’s-time-the-State-and-super-rich-paid-for-a-fairer-Ireland Blog
20/06/2016

It’s time the State and super-rich paid for a fairer Ireland

One-upmanship has defined wealth creation and its distribution in this country. It’s time the State, the super-rich, and public sector elites paid for a fairer Ireland, writes Eddie HobbsTo get…
33-EU-vote-has-implications-for-Ireland-whatever-the-result Blog
20/06/2016

EU vote has implications for Ireland whatever the result

Whatever the outcome of the EU referendum financial expert Eddie Hobbs believes it will leave a deep divide with serious implications for Ireland.This is the witching hour, the moment just…
34-Largest-act-of-larceny-against-Irish-people Blog
01/06/2016

Largest act of larceny against Irish people

We don’t own our natural resources under Article 10 of the Constitution. It needs to be repealed, but is there anyone with the bottle to take it on, asks Eddie…
35-What-will-happen-in-Ireland-if-there-is-another-global-financial-crisis Blog
16/05/2016

What will happen in Ireland if there is another global financial crisis?

  There is the risk of another global economic recession in the next few years, though entral banks may manufacture a soft landing, and it’s best to be prepared, warns Eddie…
Eddie Hobbs looks at Ireland’s powerful, unelected forces who BlogDeep State
18/03/2016

Eddie Hobbs looks at Ireland’s powerful, unelected forces who control decision-making

Eddie Hobbs looks at Ireland’s powerful, unelected forces who control decision-making, upholding the status quo, and protecting their own interests at the expense of the general public, social progress, and the…
Blog
29/12/2013

Eurozone still riddled by chronic debt

Europe's banking system remains vulnerable despite what EU chief Barroso says, writes Eddie Hobbs as he gives his top 10 rules Jose Manuel Barroso's insinuation that Ireland infected the euro…